Safety

Protect your most important accounts

Secure your email, bank accounts, and recovery methods. Know what to do if someone takes over an account.

  • Free lesson
  • Reviewed July 2026

You will learnPrioritize account security steps and use official recovery channels after a compromise.

Quick scenario

Choose an answer to see the explanation.

Which account often controls password recovery for several other accounts?

Worked example

A reused password is exposed

Avery learns that a password reused on email and a shopping account was exposed. Avery changes the email password first, signs out other sessions, turns on multi-factor authentication, checks recovery information, and then secures the other accounts.

Secure the account that resets the restStart with email
  • 01Unique password or passkey
  • 02Multi-factor authentication
  • 03Recovery methods reviewed
Use the provider’s official recovery process after a takeover.

Key ideas

Three things to know

Protect the reset keys

Email and phone service can be used to reset banking, school, and social accounts. Give them unique passwords or passkeys, strong recovery settings, and multi-factor authentication that you understand how to recover.

Alerts shorten the response time

Enable sign-in, password-change, and transaction alerts. Review them through the real app or website rather than an alert link. Do not approve a login or share a code you did not request.

Read more
  • Unique password or passkey
  • Multi-factor authentication
  • Current recovery information
  • Sign-in and transaction alerts

Respond through official channels

If money moved without permission, contact the bank or payment company immediately using its official app, website, or the number on the card. If personal information was misused, IdentityTheft.gov can create a recovery plan. Save relevant notices and records.

Practice

Secure the highest-impact account

Use information you can confirm as you work through the checklist.

Interactive checklist

Secure one high-impact account

Start with email or another account that can reset your other logins.

Security check
Completed0 of 4

Complete the remaining protections through the account's official settings.

Knowledge check

Check your understanding

Question 1 of 2

Which email function makes it a high-priority account to secure?

Sources

Sources